ABSTRACT

The study examined the effects of real interest rate on savings in Nigeria from the period of 1980-2014.specifically the study analysed the relationship between real interest rate and savings with secondary data using the ordinary least square econometric technique. The empirical findings of the study provide evidence that there is a negative relationship between real interest rate and savings in Nigeria. Thus recommended that policy makers should focus on maintaining and ensuring interest stability as this should positively impact in the Nigeria economic growth.